ANSUN INSURANCE SERVICES

Have you considered the financial impact to your family for the unexpected events? How will you support your children’s education? Who will pay the house mortgage?

INSURANCE FOR INDIVIDUALS

Travel Insurance

No need for upfront medical underwriting; Insure a safe visit to Canada or abroad.

Disability Insurance

Great source of income protection for working individuals who are unable to continue performing the daily tasks of your occupation.

Term Life Insurance

Affordable coverage to meet your temporary needs including saving for your children’s education and paying off the mortgage.

Critical Illness Insurance

Protect your assets from major illnesses by giving you tax-free lump-sum payment.

Permanent Life Insurance

Protect the financial interests of your dependents and the option of a living benefit with tax-sheltered cash growth to supplement your retirement.

Insurance Investment Products

Extra protection and guarantee than normal investment options.

INSURANCE FOR BUSINESSESS

Start-up

Leverage insurance to start a new business or acquire an existing business directly or through a loan; Fund a buy-sell agreement if your co-owners disable or die.

Operating

Business overhead insurance to sustain the business while an owner recovers from a disability or critical illness; Key person coverage to protect your business from illness or loss of the key employee.

Succession Planning

Provide a supplemental retirement income to the business owner; Effective exit strategy to mitigate huge tax liability upon selling the business;

Health Spending Account (HSA)

No upfront pay or ongoing premium. Tax free benefit to founders/employees (versus salary which is taxable)

Group Benefits

Flexible and affordable coverage for businesses to attract and retain talent and enhance your bottom line.

“The business world, I discovered, has an interest in life insurance. If it wasn’t for the cash values in my life insurance policies, the bank may have decided against granting me the necessary capital to begin my first business endeavour.”

Jim Pattison, ‍a Canadian Business Magnate and Investor

Professional adviser explaining house ownership and insurance details to spouses

Why us?

Customized Solutions

We understand that your needs are unique or complex. We collaborate with top-notch industry experts including lawyers, bankers and estate planning specialists to create the most suitable solution for you. Our team will collaborate effectively to streamline your solution implementation.

Unbiased Advice

There are lots of insurance and related products on the market, it’s important to choose the right provider. We work with different insurance providers. Every insurance provider has their specific risk appetite and specialties. We will send you market research showing you rates from all the relevant providers and give you unbiased advice.